Sample Letter 1
Responding To Debt Collectors
You are saying: "This is not my debt."
Use this letter if you want to tell the debt collector to stop contacting you and you are not responsible for the debt.
Caution: This letter "Stop contacting does not cancel the debt". If the debt collector still believes you are really responsible for the debt and have evidence to prove, you may still be sued or have the status of the debt reported to a credit bureau.
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