How To Get A Free Financial Report
How important is your credit report?
Your credit report carries information like how punctual you make your payments and how many delinquency you may have accumulated.
That information can have impact on whether you're considered a trustworthy person for credit card, mortgage, auto loan or other type of loan, and the interest rates you'll get. Even prospective employer may look at your credit report when deciding to hire you.
Checking your credit reports regularly is encouraged. This can help you to spot errors or signs of possible identity theft which is common nowadays.
There are three major credit-reporting agencies in the United States namely Experian, TransUnion and Equifax.
Under the Federal Law, everyone is entitled to a free copy of their three credit reports one from each of the credit reporting agencies for every 12 months.
Instead of chasing down all your credit reports from all the three places, there is a much easier way of getting it all from only one website, www.AnnualCreditReport.com.
This is the only official site that is explicitly directed by the Federal Law.
However, if you can afford the fees of $59.85 from www.myFico.com you can have all the three credit reports bundled together with their respective Fico8 credit scores is the second best option. For a monthly fees-based subscription it comes with intelligent identity theft monitoring as well.
Ready to see what's on your credit reports for FREE? Click here.
Next: Credit Report Explained